Do What’s Best for You and Your Family
Life Insurance is a major purchase that is not for you, but for those you leave behind. When you decide on the type of Life Insurance to purchase you must know how much you need to purchase. It’s really too easy to just say $50K or $100K, that could be too much or not enough. You need to do a little homework. Everyone’s situation is different and yours will probably change over time. Life happens. A new baby, major illness or home purchase can totally change your previous calculation. Whatever amount you decide to purchase should be reviewed every few years!
The following information is very general, but it does give an idea of what’s involved when you purchase life insurance.
Always remember that this is a LONG-TERM COMMITMENT, so you want to have affordable premiums that you can maintain and know you are doing the best for you and your family. Ask questions and be sure you know what you are buying!
- – An insurance policy is a legal document. Read it carefully and make sure you understand it.
- – Answer all the questions on the application accurately and truthfully.
When talking to your agent about Life Insurance, there are 3 major things to know:
What kind of Life Insurance should I have?
What Term of Life Insurance should I have?
How Much Life Insurance should I have?
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